.Union Money Management Administrator Nirmala Sitharaman3 minutes read through Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Administrator Nirmala Sitharaman declared that the federal government strives to open up over 30 million brand-new PMJDY accounts throughout 2024-25.Instruction press reporters, Sitharaman revealed that as of August 14, 2024, a total amount of 531.3 million Jan-Dhan profiles have been opened since the scheme's launch a many years ago, with an advancing deposit difference of Rs 2.3 trillion.The normal balance every profile has enhanced from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 per-cent of these profiles are currently active." PMJDY has played a critical duty during the global, particularly for women," mentioned Sitharaman.In spite of the allotment for no balance and also the absence of a minimum balance criteria, simply 8.4 per-cent of the profiles sustain a no harmony. The scheme has actually been particularly effective in non-urban and semi-urban places, where 66.6 percent of the profiles are located.As of August 14, 2024, women account owners embody 55.6 per cent of the overall accounts, amounting to 295.6 thousand profiles, according to the Department of Financing.
Currently, 99.95 per cent of all populated towns have banking facilities available within a 5-kilometre span by means of various touchpoints, consisting of banking company branches, automated bank clerk makers, banking correspondents, and also India Message Payments Bank.As of August 14, 2024, there are over 1.73 billion important CASA (current account savings account) accounts in the nation, consisting of greater than 530 thousand surgical PMJDY profiles.Concerning social surveillance schemes, Sitharaman highlighted that over 200 million cumulative enrolments have actually provided life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with an annual costs of Rs 436.Also, over 450 thousand cumulative enrolments have supplied 1 year accidental cover of Rs 2 lakh (for death or even long-lasting complete handicap) as well as Rs 1 lakh (for irreversible limited special needs) under the Pradhan Mantri Suraksha Bima Yojana, with a superior of Rs 20 per year.The Atal Pension plan Yojana has actually signed up over 68 thousand customers.In regards to credit-linked systems, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing lendings totaling up to Rs 29.93 mountain (as of July 12, 2024) have been actually allowed to provide collateral-free institutional money to small and small business systems as much as Rs 10 lakh for income-generating tasks.Under the Rise India Scheme, 236,000 cumulative fundings totalling Rs 53,609 crore (since July 15, 2024) have actually been allowed to Set up Caste, Scheduled Group, and also women business owners for putting together greenfield tasks.Additionally, the Pradhan Mantri SVANidhi program has actually sanctioned car loans worth Rs 12,630 crore to 6.52 million street suppliers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit balance of Rs 2.3 mountain.u00b7 There are over 1.73 billion operative CASA profiles.u00b7 Females account holders comprise 55.6% of total profiles.Very First Posted: Aug 27 2024|9:37 PM IST.